Kentucky Homebuyers Turn to Trusted Local Mortgage Expert for First-Time Loans, FHA, VA, USDA, and KHC Assistance

Joel Lobb Kentucky Mortgage Broker Offers FHA, VA, USDA, and KHC Programs for Kentucky Residents Seeking to Buy Their First Home

As housing affordability continues to challenge first-time buyers, many Kentuckians are turning to seasoned mortgage expert Joel Lobb for tailored home financing solutions. With a strong reputation across the state, Lobb and his team at are helping buyers navigate popular loan options such as FHA, VA, USDA, and Kentucky Housing Corporation (KHC) down payment assistance.

Kentucky Mortgage Lenders Lead the Way for First-Time Home Buyers

First-time home buyers in Kentucky can now access a wide range of mortgage options tailored to their unique needs. Local lenders offer competitive rates and expert advice on programs such as FHA, VA, USDA, and Kentucky Housing Corporation (KHC) loans. These programs are designed to lower down payments, reduce upfront costs, and make homeownership more attainable for buyers across the state.

“Our mission is to guide Kentucky home buyers through every step of the mortgage process, from pre-approval to closing,” said Joel Lobb, Kentucky Mortgage Loan Officer. “We specialize in first-time home buyer loans and down payment assistance programs, ensuring our clients have the best chance of success in today’s market.”

Top Mortgage Loan Programs for Kentucky Home Buyers

  • KHC Conventional Preferred: 3% down payment, reduced mortgage insurance, and down payment assistance for eligible buyers.

  • FHA Loans: 3.5% down, flexible credit requirements, and accessible to a wide range of buyers.

  • VA Loans: Zero down payment for veterans and service members, with no ongoing mortgage insurance.

  • USDA Loans: Zero down payment for buyers in designated rural areas, with low mortgage insurance rates

2. Call/Text - 502-905-3708

Joel Lobb

Mortgage Loan Officer - Expert on Kentucky Mortgage Loans

Address: 911 Barret Ave., Louisville, KY 40204

Evo Mortgage

Company NMLS# 1738461

Personal NMLS# 57916

For assistance with Kentucky mortgage loans, reach out via email, call, or text Joel Lobb directly.

Kentucky Local Home Loan Lender Services

First-Time Home Buyers Welcome

FHA, Rural Housing (USDA), VA, and Kentucky Housing Corporation (KHC) Loans

Conventional Loan Options Available

Fast Local Decision-Making

Experienced Guidance Through the Home Buying Process

Equal Housing Lender

NMLS 57916 | Company NMLS #173846

The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people.

Media Contact

Company Name:
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

Contact Person:
Joel Lobb

Email:

Phone:
5029053708

Address:
10602 Timberwood Cir #3

City:
Louisville

State:
Kentucky

Country:
United States

Website:

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