Jason Ruedy, The Home Loan Arranger Educates Philadelphia Homeowners on 90% LTV Cash-Out Relief as Debt Surges
Top 1% Loan Officer Jason Ruedy Shows Philadelphia Families How to Tap More Equity, Consolidate Debt, and Avoid High-Interest Pressure
PHILDELPHIA, PA, UNITED STATES, November 20, 2025 /EINPresswire.com/ -- Philadelphia, PA – Jason Ruedy — nationally recognized as The Home Loan Arranger and ranked among America’s Top 1% mortgage producers — is educating Philadelphia homeowners about a high-impact refinance solution built to help families manage record-breaking consumer debt and unlock more of their home’s equity. His 90% LTV cash-out refinance option offers a critical financial lifeline for homeowners who don’t have the 20% equity typically required under conventional 80% LTV cash-out guidelines.
With U.S. consumer debt now sitting at the highest level in history, millions of families are drowning in credit-card balances, personal loans, medical expenses, and rising monthly living costs. Ruedy’s mission is to show Philadelphia borrowers that they may have far more financial flexibility than they realize — especially those who need to consolidate high-interest debt but are blocked by traditional equity requirements.
A High-Leverage Cash-Out Option When Philadelphia Families Need Relief Most
Most lenders cap cash-out refinances at 80% loan-to-value, preventing homeowners with less built-up equity from tapping into the funds they desperately need. Jason Ruedy’s 90% LTV cash-out program breaks that barrier — allowing qualified Philadelphia homeowners to access up to 90% of their home’s value to pay off debt, lower monthly payments, and potentially save thousands in high-interest charges.
No PMI Required — A Major Advantage for Borrowers
This high-LTV program does not require private mortgage insurance (PMI), making it even more cost-effective for families already struggling under heavy monthly obligations.
A Specialized Product Few Lenders Offer
Ruedy stresses that very few lenders provide true 90% LTV cash-out options — and even fewer understand how to structure them to maximize savings.
“My job is simple: educate homeowners,” said Jason Ruedy, The Home Loan Arranger. “Most people have no idea they can go to 90% LTV with no PMI. In a time when consumer debt is exploding to its highest level ever, this option can be a game-changing tool for Philadelphia families trying to regain control of their finances.”
A Timely Solution for Today’s Financial Pressures
With inflation elevated, revolving debt skyrocketing, and interest rates squeezing household budgets, more Philadelphia homeowners are turning to cash-out refinancing as a strategic way to eliminate high-interest accounts and restore monthly breathing room.
Contact Information
To learn how a 90% LTV cash-out refinance works — and to see whether you qualify:
Website: www.jasonruedy.com
Call: (303) 862-4742
Speak directly with Jason Ruedy — The Home Loan Arranger
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